Interest rates on cryptocurrency are significantly higher than a traditional certificate of deposit (CD).
Flexible 6, 9, or 12-month terms to fit client needs.
Rates from 2%-15%.
Offering Secured CCD (Certificate of Crypto Deposit) to safely own cryptocurrency and Unsecured CCD to offer an even greater potential return.
Meowcoin and USDC are sent on a 100% DeFi Network.
A Certificate of Crypto Deposit (CCD) is an alternative to a traditional banking product, a certificate of deposit (CD).
With a secured or unsecured CCD, clients purchase cryptocurrency in which they are provided an interest rate premium in exchange for the client agreeing to leave a lump-sum deposit untouched for a predetermined period of time: 6, 9, or 12 months.
For secured CCD on the redemption date, users will either receive the cryptocurrency they purchased plus interest in cryptocurrency OR if the value has decreased below the principal deposit, the client will receive USDC (USD Stablecoin) in the amount of the client’s principal plus the interest earned in cryptocurrency. This product gives customers the upside potential of cryptocurrency while securing the value of their initial deposit.
For unsecured CCD on the redemption date, users will receive the cryptocurrency they purchased plus interest in cryptocurrency. The benefit to the unsecured CCD is that the client will earn a larger interest rate but they are taking the risk of the cryptocurrency value.
Step 1: Apply for the Certificate of Crypto Deposit (CCD)
Step 2: Select your Term: 6, 9, or 12 months. Decide on Secured CCD or Unsecured CCD. Decide deposit amount between $10,000 – $100,000.
Step 3: Once accepted: Sign the contract and then deposit money. Can be cash, check, ACH, or wire.
Step 4: The client will have a login to check their account at any time. Cryptocurrency is held in a custodial account and sent to the client after maturity.